International Coverage Specialists Since 2003

Your Global Business Needs International Insurance

We place cross-border, expat, and global business insurance programs that your domestic carrier won't write. One agency. 140+ countries. Coverage that actually follows your business.

Licensed All 50 States
140+ Countries Covered
Lloyd's of London Access
140+
Countries We Place Coverage In
20+
Years Placing International Coverage
50
US States Licensed
10K+
Clients Covered Globally
Why International Insurance Agency?

When Your Business Crosses Borders, Your Insurance Should Too

Most domestic insurance agencies don't have the carrier access, product knowledge, or international market relationships to properly cover global operations. We've spent 20 years building those relationships — with Lloyd's syndicates, specialty US carriers, and international underwriters — so we can place coverage that domestic agencies simply can't.

Lloyd's of London Access
Direct access to Lloyd's syndicates for specialty and hard-to-place international risks.
140+ Country Reach
We've placed coverage on every continent, including complex emerging markets and conflict-adjacent regions.
5–10 Day Placement
Most standard international programs are bound within 5–10 business days of application.
Dedicated Account Teams
Each client gets a dedicated international account manager who knows your global operations.
International insurance agency team
Our Process

Getting International Coverage in 4 Steps

01

Global Risk Assessment

We analyze your operations, countries, risks, and existing coverage to identify gaps and priorities.

02

Market Access & Placement

We access the right markets — US specialty carriers, Lloyd's syndicates, and international insurers — for your risk profile.

03

Program Design & Quote

Receive a structured international insurance program with competitive quotes, coverage comparisons, and recommendations.

04

Bind & Ongoing Management

We bind your coverage, issue certificates, and manage your program through renewals, changes, and claims.

Operating in Multiple Countries?

Let us design an international insurance program tailored to your specific global footprint — countries, operations, risks, and budget.

Client Stories

Trusted by Global Businesses

"We needed cross-border liability and international property coverage across 6 countries. International Insurance Agency built a comprehensive program in 2 weeks. Our previous broker had tried for months."

Sarah Chen
CFO, Asia Pacific Trading Ltd

"Our expat health insurance program covers 80+ employees in 12 countries. The agency manages renewals, additions, and claims advocacy. Completely hands-off for us."

Marcus Okafor
HR Director, Global Engineering Partners

"Political risk insurance for our Eastern European portfolio was impossible to find through standard channels. This agency accessed Lloyd's markets and had us covered within 10 days."

Linda Petrov
CEO, EastWest Development Group
FAQ

International Insurance Questions Answered

What types of businesses need international insurance?
Any business with employees, assets, operations, or revenue streams outside the US needs international insurance. This includes manufacturers with overseas plants, professional services firms with international clients, trading companies, tech companies with overseas offices, NGOs operating abroad, and individuals relocating internationally.
Can my US insurance policies cover my overseas operations?
Usually not. Most US commercial policies have geographic limitations — either explicitly (US, its territories, and Canada) or through exclusions. Overseas claims under domestic policies are routinely denied. International policies are structured from the ground up to cover operations anywhere in the world.
What is the difference between expat health insurance and travel insurance?
Travel insurance is designed for short trips (typically under 6 months) and covers emergency situations. Expat health insurance is designed for longer-term residence abroad and provides comprehensive health coverage — routine care, specialists, preventive care, mental health, and emergency — similar to domestic employer health insurance.
How long does it take to get international coverage in place?
Standard international business coverage (GL, property, expat health) typically takes 5–10 business days from application to bound policy. Complex programs — political risk, specialty lines, war risk — may take 2–4 weeks depending on underwriting requirements.
Do you work with Lloyd's of London?
Yes. For specialty international risks including political risk, war risk, marine cargo, and unique coverage needs, we access Lloyd's of London syndicates directly. Lloyd's is one of the world's primary markets for international specialty insurance.

Ready to Insure Your Global Operations?

Tell us about your international footprint and get a custom coverage program within 5 business days.